As a parent, it is easy to feel like you are constantly giving your kids advice about school, friends, family, and more. But what about money? Financial literacy is a tricky topic, but it is also something your kids need to know. Over 40% of Canadians are financially vulnerable. If you do not address the...

Charitable giving can continue long after you pass away when you utilize your life insurance policy as a vehicle. When taking out a life insurance policy, you will be asked to name one or more beneficiaries. Often, individuals choose a spouse, their children, or another family member or close friend, but not always. Are you...

Young couples have so many questions about the future when they first become newlyweds. It can be an exciting yet tumultuous time for both individuals as you get used to new daily routines and plan your new lives together. While it may not be the first thing newlyweds think about right after they say their...

The better the benefits, the more inclined prospective employees will be to accept a job offer. Some benefits employees want most are paid time off, a flexible work schedule, employer health insurance, and life insurance. While employers are as generous as they can be in providing benefits, even the most comprehensive employee benefits plan may...

Being laid off is never ideal, but it became a reality for thousands of Canadians during the Covid-19 pandemic. According to statistics, Canada saw a concerningly high national unemployment rate of 13.5% during the pandemic. The majority of those pandemic layoffs were employees who did not expect ever to be laid off, and their lack...

The value of life insurance is most evident when someone dies. Until then, it can be mentally hard for some to keep making premium payments month after month. When consumers pay for something, they want something of value in return. Yet, what is the value of having insurance if you never make a claim? For...

The more you learn about life insurance, the more questions you should ask. People commonly assume that the only way to purchase life insurance is to buy a term plan or whole life policy on themselves. In many cases, a single life insurance policy is the right choice. Yet, depending on your circumstances, a joint...

No sooner do you reach one milestone in life, you start looking forward to the next one. Adult milestones have a bearing on your financial status and subsequently, on those you choose to share your life with. The more wealth you earn across every milestone, the more important it is to evaluate your life insurance...

Looking into life insurance is something that many people put off until after they have established their careers and families. For many, considering an insurance plan before marriage or having children seems like a waste of time and money. However, there are many benefits to taking out a quality life insurance plan while you are...

Life Insurance is a way to protect your family and loved ones if you die. It is a little morbid to think about, but it is essential to have this kind of protection if, heaven forbid, something happens to you.   It might seem something that only older people or nearing retirement age would consider. But...